Expo Vivienda CAPAC 2026 Panama: Driving the Real Estate Market Forward

The Expo Vivienda CAPAC 2026 Panama, held from April 16 to 19 at the Panama Convention Center, consolidated its position as the most important real estate event of the first half of the year in Panama. Organized by the Panamanian Chamber of Construction (CAPAC), the event brought together more than 100 developers, financial institutions, and suppliers, showcasing around 300 housing projects.

Figures and Objectives of Expo Vivienda CAPAC 2026 Panama

During the four days of the fair, attendance was projected to exceed 10,000 visitors, generating mortgage transactions close to B/.80 million. These numbers clearly reflect the continuous movement within the country’s real estate sector. The highest demand concentrated on homes priced up to B/.120,000, highlighting the strong interest of families in accessing housing solutions within the preferential interest rate bracket.

Furthermore, attendees enjoyed access to preferential rates, special promotions, down payment facilities, and on-site mortgage approval processes provided by various banks and developers. Industry experts emphasized the importance of comparing financing options, evaluating payment capacity, and analyzing projects with prime locations and high appreciation potential. Among the main trends observed during the fair, there was a notable demand for functional apartments, projects with modern amenities, and developments located in Panama Oeste and other well-established areas.

The Key Role of the New Preferential Interest Law

The fair took place at a strategic moment for the sector, following the implementation of Law 481 on January 1, 2026, which updates the preferential interest regime for mortgage loans in Panama. Unlike previous laws, this new legislation does not have an expiration date, providing greater stability and reducing uncertainty for both buyers and developers.

Some of the most significant benefits for buyers include:

• Government Subsidy: Up to 85% of the interest rate for new homes within the established price ranges.
• Primary Residence Only: The benefit applies exclusively to primary residences, prioritizing access to first-time homebuyers.
• Banking Flexibility: Increased flexibility for banking institutions to establish their financing rates.